body{margin:0;background:#ECEFF3}
.r3-v{font-family:'Golos Text',system-ui,sans-serif;background:#ECEFF3;color:#12233D;font-size:16px;line-height:1.6}
.r3-v a{color:#12233D}.r3-v a:hover{color:#A3222B}
.r3-v *{box-sizing:border-box}
.r3-wrap{max-width:1240px;margin:0 auto;padding:0 24px}
.r3-sec{padding:88px 0}
.r3-sec-sm{padding:56px 0}
.r3-eyebrow{display:flex;align-items:center;gap:12px;font-size:13px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:#5B6779;margin:0 0 10px}
.r3-eyebrow:before{content:"";width:32px;height:3px;background:#C8323C}
.r3-dark .r3-eyebrow{color:#C5CEDB}
.r3-h2{margin:0;font-size:38px;font-weight:700;line-height:1.15}
.r3-h3{margin:0;font-size:20px;font-weight:600;line-height:1.25}
.r3-lead{margin:0;color:#4A5668;font-size:17px;max-width:620px}
.r3-muted{color:#4A5668}
.r3-head-row{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:end;gap:16px;margin-bottom:36px}
.r3-btn{display:inline-block;text-decoration:none;background:#C8323C;color:#fff!important;font-weight:600;padding:14px 26px;border-radius:3px;border:0;font:inherit;font-weight:600;cursor:pointer}
.r3-btn:hover{background:#A3222B}
.r3-btn-ghost{display:inline-block;text-decoration:none;border:1.5px solid #fff;color:#fff!important;font-weight:600;padding:13px 24px;border-radius:3px}
.r3-btn-line{display:inline-block;text-decoration:none;border:1.5px solid #12233D;color:#12233D;font-weight:600;padding:13px 24px;border-radius:3px}
.r3-link{color:#C8323C!important;font-weight:600;text-decoration:none}
.r3-btns{display:flex;flex-wrap:wrap;gap:12px}
.r3-dark{background:#12233D;color:#D3DAE4}
.r3-dark .r3-h2,.r3-dark .r3-h3,.r3-dark h1{color:#fff}
.r3-tint{background:#DFE4EB}
/* hero */
.r3-hero{display:flex;flex-wrap:wrap;background:#12233D}
.r3-hero-txt{flex:1 1 520px;min-width:0;display:flex;align-items:center}
.r3-hero-in{padding:72px max(24px,calc((100vw - 1240px)/2 + 24px));padding-right:56px;display:flex;flex-direction:column;gap:20px;color:#fff}
.r3-hero h1{margin:0;font-size:clamp(34px,4vw,52px);line-height:1.08;font-weight:700}
.r3-hero p{margin:0;color:#D3DAE4;font-size:18px;max-width:500px}
.r3-hero-img{flex:1 1 560px;min-width:0;width:100%;height:560px;object-fit:cover;display:block}
.r3-hero-img.r3-sm{height:440px}
.r3-crumbs{font-size:14px;color:#C5CEDB}.r3-crumbs a{color:#C5CEDB!important}
.r3-bar{width:48px;height:3px;background:#C8323C}
/* cards */
.r3-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px}
.r3-grid4{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px}
.r3-card{background:#FBFCFD;border:1px solid #D3DAE3;border-radius:4px;overflow:hidden;display:flex;flex-direction:column;box-shadow:0 2px 10px rgba(18,35,61,.06)}
.r3-card img{display:block;width:100%;height:210px;object-fit:cover}
.r3-card-b{padding:24px 26px 28px;display:flex;flex-direction:column;gap:10px;flex:1 1 auto}
.r3-card-b p{margin:0;color:#4A5668}
.r3-card-b .r3-link{margin-top:auto;padding-top:4px}
.r3-tile{background:#FBFCFD;border:1px solid #D3DAE3;border-radius:4px;padding:22px;display:flex;flex-direction:column;gap:6px}
.r3-tile b{font-size:18px;font-weight:600}.r3-tile span{color:#4A5668;font-size:15px}
.r3-ph{background:repeating-linear-gradient(135deg,#DCE2EA 0 12px,#D3DAE3 12px 24px);display:flex;align-items:center;justify-content:center;text-align:center;color:#4A5668;font-size:13px;padding:16px}
.r3-dark .r3-ph{background:repeating-linear-gradient(135deg,#1C2F4D 0 12px,#18294A 12px 24px);color:#C5CEDB}
/* facts */
.r3-facts{max-width:1240px;margin:-52px auto 0;padding:0 24px;position:relative}
.r3-facts-in{background:#FBFCFD;border:1px solid #D3DAE3;box-shadow:0 10px 30px rgba(18,35,61,.12);display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.r3-facts-in div{padding:28px 30px;display:flex;flex-direction:column;gap:2px;border-left:1px solid #D3DAE3}
.r3-facts-in div:first-child{border-left:0}
.r3-facts-in b{font-size:36px;font-weight:700;line-height:1.1}.r3-facts-in span{color:#5B6779}
/* terms + steps */
.r3-split{display:flex;flex-wrap:wrap;gap:56px}
.r3-split>.r3-main{flex:1 1 560px;min-width:0;display:flex;flex-direction:column;gap:18px}
.r3-terms{flex:1 1 320px;min-width:0;align-self:flex-start;background:#12233D;color:#D3DAE4;border-radius:4px;padding:30px;display:flex;flex-direction:column}
.r3-terms h2{margin:0 0 10px;font-size:20px;color:#fff}
.r3-terms dl{margin:0;display:grid;grid-template-columns:auto minmax(0,1fr);gap:0 20px;font-size:15px}
.r3-terms dt{padding:12px 0;border-bottom:1px solid #263A58;color:#9AA8BB}
.r3-terms dd{margin:0;padding:12px 0;border-bottom:1px solid #263A58;color:#fff}
.r3-terms .r3-btn{margin-top:18px;text-align:center}
.r3-steps{margin:0;padding:0;list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px}
.r3-steps li{background:#FBFCFD;border:1px solid #D3DAE3;border-top:3px solid #C8323C;padding:22px;display:flex;flex-direction:column;gap:6px}
.r3-steps b{font-size:26px;line-height:1}.r3-steps strong{font-size:17px;font-weight:600}.r3-steps span{color:#4A5668;font-size:15px}
.r3-gallery{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.r3-gallery figure{margin:0;display:flex;flex-direction:column;gap:8px}
.r3-gallery img,.r3-gallery .r3-ph{width:100%;height:200px;object-fit:cover;border-radius:4px;display:flex}
.r3-gallery figcaption{font-size:14px;color:#4A5668}
.r3-checks{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:10px}
.r3-checks li{display:flex;gap:12px;align-items:flex-start}
.r3-checks li:before{content:"";flex:0 0 auto;width:10px;height:10px;margin-top:8px;background:#C8323C}
/* header */
.r3-hdr{position:sticky;top:0;z-index:20;background:#F6F7F9;border-bottom:1px solid #D3DAE3}
.r3-hdr-in{max-width:1240px;margin:0 auto;padding:14px 24px;display:flex;flex-wrap:wrap;align-items:center;gap:10px 36px}
.r3-logo{text-decoration:none;display:flex;align-items:center;gap:10px}
.r3-logo-mark{width:34px;height:34px;background:#12233D;display:flex;align-items:center;justify-content:center}
.r3-logo-mark i{width:12px;height:12px;background:#C8323C;display:block}
.r3-logo b{font-weight:700;font-size:22px;letter-spacing:.08em;color:#12233D}
.r3-nav{display:flex;flex-wrap:wrap;gap:2px 26px;flex:1 1 auto;justify-content:center;font-weight:500;font-size:15px}
.r3-nav>a,.r3-dd>span{text-decoration:none;padding:10px 0;display:inline-block;cursor:default}
.r3-nav .r3-on{color:#C8323C!important}
.r3-dd{position:relative}
.r3-dd-menu{display:none;position:absolute;left:-16px;top:100%;min-width:260px;background:#FBFCFD;border:1px solid #D3DAE3;box-shadow:0 10px 30px rgba(18,35,61,.14);padding:8px 0;z-index:30}
.r3-dd:hover .r3-dd-menu{display:block}
.r3-dd-menu a{display:block;padding:10px 18px;text-decoration:none}
.r3-dd-menu a:hover{background:#ECEFF3}
.r3-hdr-r{display:flex;align-items:center;gap:14px;font-size:15px}
.r3-hdr-r .r3-tel{text-decoration:none;font-weight:600}
.r3-lang a{text-decoration:none;padding:8px 4px;font-size:14px}
.r3-hdr .r3-btn{padding:11px 18px;font-size:15px}
/* ticker */
.r3-tick{background:#12233D;padding:44px 0 48px;overflow:hidden}
.r3-tick-track{display:flex;gap:16px;width:max-content;animation:vmarq 60s linear infinite;padding-left:24px}
.r3-tick:hover .r3-tick-track{animation-play-state:paused}
@keyframes vmarq{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.r3-lot{width:250px;flex:0 0 auto;background:#FBFCFD;border-radius:4px;overflow:hidden;color:#12233D}
.r3-lot img{display:block;width:100%;height:150px;object-fit:cover}
.r3-lot div{padding:14px 16px;display:flex;flex-direction:column;gap:2px}
.r3-lot b{font-size:16px}.r3-lot small{color:#4A5668;font-size:13px}
.r3-lot .r3-pr{font-size:20px;font-weight:700;color:#C8323C;margin-top:4px}
/* form */
.r3-form{background:#FBFCFD;border:1px solid #D3DAE3;padding:34px;box-shadow:0 10px 30px rgba(18,35,61,.08);display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.r3-form label{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:500}
.r3-form input,.r3-form select,.r3-form textarea{font:inherit;font-weight:400;padding:12px 14px;border:1px solid #C9D1DC;border-radius:3px;background:#fff;color:#12233D}
.r3-form .r3-full{grid-column:1/-1}
.r3-form .r3-chk{flex-direction:row;align-items:flex-start;gap:10px;color:#4A5668;font-weight:400}
.r3-form .r3-btn{justify-self:start}
/* footer */
.r3-ftr{background:#0C1829;color:#9AA8BB;font-size:14px}
.r3-ftr a{color:#D3DAE4!important;text-decoration:none}
.r3-ftr-in{max-width:1240px;margin:0 auto;padding:48px 24px 28px;display:flex;flex-wrap:wrap;gap:32px 64px;justify-content:space-between}
.r3-ftr-col{display:flex;flex-direction:column;gap:6px}
.r3-ftr .r3-logo-mark{width:28px;height:28px;background:#fff}
.r3-ftr .r3-logo b{color:#fff;font-size:18px}
.r3-ftr-bot{max-width:1240px;margin:0 auto;padding:18px 24px 28px;border-top:1px solid #1E2E47}
/* article */
.r3-prose{max-width:760px;margin:0 auto}
.r3-prose p{margin:0 0 18px;font-size:17px}
.r3-prose h2{font-size:24px;margin:32px 0 12px}
.r3-ptable{width:100%;border-collapse:collapse;background:#FBFCFD;border:1px solid #D3DAE3}
.r3-ptable th,.r3-ptable td{text-align:left;padding:14px 18px;border-bottom:1px solid #D3DAE3;vertical-align:top}
.r3-ptable th{width:220px;color:#5B6779;font-weight:500}
.r3-chips{display:flex;flex-wrap:wrap;gap:8px}
.r3-chips a{text-decoration:none;padding:8px 16px;border:1px solid #C9D1DC;border-radius:999px;font-size:14px;background:#FBFCFD}
.r3-chips a.r3-on{background:#12233D;color:#fff!important;border-color:#12233D}
@media (max-width:720px){.r3-h2{font-size:30px}.r3-hero-img{height:300px}.r3-hero-in{padding:48px 24px}.r3-sec{padding:60px 0}}

.r3-inline-1{object-position: 75% 50%}
.r3-inline-2{max-width: 420px}
.r3-inline-3{display: flex; flex-wrap: wrap; gap: 56px; align-items: center}
.r3-inline-4{flex: 1 1 460px; min-width: 0; width: 100%; height: 400px; object-fit: cover; border-radius: 4px}
.r3-inline-5{flex: 1 1 460px; min-width: 0; display: flex; flex-direction: column; gap: 18px}
.r3-inline-6{margin: 0}
.r3-inline-7{color: #FFFFFF}
.r3-inline-8{display: flex; flex-wrap: wrap; gap: 56px}
.r3-inline-9{flex: 1 1 340px; min-width: 0; display: flex; flex-direction: column; gap: 14px}
.r3-inline-10{margin: 8px 0 0}
.r3-inline-11{font-weight: 600; text-decoration: none}
.r3-inline-12{flex: 1 1 560px; min-width: 0}
.r3-inline-13{grid-template-columns: repeat(auto-fit, minmax(220px, 1fr))}
.r3-inline-14{border: 0}
.r3-inline-15{margin-bottom: 28px}
.r3-inline-16{max-width: 460px}
.r3-inline-17{margin-top: 56px}
.r3-inline-18{display: flex; flex-wrap: wrap; gap: 48px; align-items: center}
.r3-inline-19{flex: 1 1 420px; min-width: 0; display: flex; flex-direction: column; gap: 14px}
.r3-inline-20{flex: 1 1 560px; min-width: 0; grid-template-columns: repeat(2, minmax(0, 1fr))}
.r3-inline-21{height: 200px; border-radius: 4px}
.r3-inline-22{height: 200px}
.r3-inline-23{flex: 1 1 420px; min-width: 0; height: 440px; border-radius: 4px}
.r3-inline-24{flex: 1 1 520px; min-width: 0; display: flex; flex-direction: column; gap: 16px}
.r3-inline-25{grid-template-columns: repeat(auto-fit, minmax(200px, 1fr))}
.r3-inline-26{grid-template-columns: repeat(auto-fit, minmax(170px, 1fr))}
.r3-inline-27{height: 180px; background: #FBFCFD; border: 1px solid #D3DAE3}
.r3-inline-28{margin-top: 28px}
.r3-inline-29{padding-top: 0}
.r3-inline-30{grid-template-columns: repeat(auto-fit, minmax(340px, 1fr))}
.r3-inline-31{flex: 1 1 420px; min-width: 0; height: 360px; border-radius: 4px}
.r3-inline-32{flex: 1 1 460px; min-width: 0; display: flex; flex-direction: column; gap: 16px}
.r3-inline-33{margin: 0; font-size: 17px}
.r3-inline-34{flex: 1 1 380px; min-width: 0; display: flex; flex-direction: column; gap: 12px}
.r3-inline-35{margin-bottom: 24px}
.r3-inline-36{overflow-x: auto}
.r3-inline-37{height: 220px; border-radius: 4px}
.r3-inline-38{height: 220px}
.r3-inline-39{padding-top: 64px; padding-bottom: 64px; display: flex; flex-direction: column; gap: 16px}
.r3-inline-40{margin: 0; font-size: clamp(34px, 4vw, 48px); line-height: 1.1}
.r3-inline-41{margin: 0; font-size: 18px}
.r3-inline-42{margin: 0; font-size: 18px; max-width: 620px}
.r3-inline-43{flex: 1 1 380px; min-width: 0; display: flex; flex-direction: column; gap: 24px}
.r3-inline-44{width: 150px}
.r3-inline-45{text-decoration: none; font-weight: 600}
.r3-inline-46{width: 150px; border: 0}
.r3-inline-47{display: flex; flex-direction: column; gap: 10px}
.r3-inline-48{height: 260px; border-radius: 4px}
.r3-inline-49{flex: 1 1 560px; min-width: 0; display: flex; flex-direction: column; gap: 16px}
.r3-inline-50{padding-top: 56px; padding-bottom: 56px; display: flex; flex-direction: column; gap: 14px}
.r3-inline-51{margin: 0; font-size: clamp(32px, 3.6vw, 44px); line-height: 1.1}